Free Quick and Easy Money Saving Tips - Part 1
With the high cost of gasoline and the amount of money needed to lead a
comfortable life slowly increasing many consumers may be worried about how
to make ends meet. Fortunately there are lots of ways to save money in a
variety of areas. Using any of the 5 tips outlined below will leave a
little something extra in your bank account at the end of month and
eventually could influence the quality of lifestyle you lead.
Tip Number 1 - If you want to find out whether or not your home is wasting
any of your money you can have a home energy audit done. This simple
procedure can identify ways to save up to hundreds of dollars a year on
home heating (and air conditioning). In some cases your utility company
will conduct an audit for free.
Tip Number 2 - In many cases your utility bill can be adjusted in your
favor simply by performing your regular chores at a different time of the
day. Ask your utility company if they offer discount rates during non-peak
usage hours. If they do modify your current routine or schedule in order
to take advantage of lower rates. For instance instead of doing laundry
during the day wash your clothes at night after 9:00 pm if your electrical
company offers cheaper rates at that time.
Tip Number 3 - Your phone bill is another easy target when it comes to
looking for ways to save money. Once a year, review your phone bills for
the previous three months to see what local, local toll, long distance,
and international calls you normally make. Write these figures down and
then call several phone companies, which provide service in your area.
Using the phone usage amounts you previously wrote down compare what these
other providers offer in order to find the cheapest calling plan that
meets your needs.
Another popular money saving alternative is a bundled package. A bundled
package offers local, local toll and long distance, and possibly other
services at a better rate then you would normally pay separately. Be sure
to also check your phone bill to see if you have optional calling features
or additional services, such as inside wire maintenance, that you don't
need. Every non-essential option you drop could save you $30 or more each
year.
Tip Number 4 - When making your phone rate comparison as outlined in tip
number 3 make a mental note to identify if you make very few toll or long
distance calls. If so then avoid calling plans with monthly fees or
minimums. Another option would be to disconnect your phone service
altogether and use dial around services such as 10-10 numbers or prepaid
phone cards for your calls. When shopping for dial around service, look
for fees, call minimum, and per minute rates. Treat prepaid cards as cash
and find out if there is an expiration date.
Tip Number 5 - If you make a large amount of your phone calls away from
your home make sure to shop around to find the best deal on cell phones
and calling cards. Make sure to compare per minute rates and surcharges
for cell phones, prepaid phone cards, and calling card plans to find how
to save the most money. Cell phone plans offer so many options that
failure to compare and find the best one that closely matches your calling
patterns is like throwing money down the toilet.
These 5 quick tips could easily save you several hundred dollars a year,
which you could put to better use in a savings program or to pay off
higher interest loans and other bills.
Timothy Gorman is a successful webmaster and publisher of
Best-Free-Insurance-Quotes.com. He provides insurance information and
offers discount auto, life and home insurance that you can research in
your pajamas on his website.
Other websites operated by Tim: Cellular-Phone-Solutions.com - Free
information and resources regarding cell phones and cell phone plans.
Military-Loans-Online.com - Which provides free money saving loan quotes
on all of your loan needs to include home equity loan information.
MORE RESOURCES:
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