Free Quick and Easy Money Saving Tips - Part 2
Although many consumers would argue differently saving money doesn't have
to be difficult. In fact by making just a few changes in your normal
lifestyle you can find ways to free up extra cash that can be put to
better use in a savings account or an investment account. Finding ways to
save an additional 5 dollars a day can lead to a more secure financial
future in the long run. I have compiled some tips that you can use in
order to find those extra dollars.
Tip Number 1 - Are you a daily coffee drinker or a heavy smoker? The
simple act of eliminating one cup of coffee a day or reducing the amount
of cigarettes you smoke (quitting entirely would be better) can free up a
small amount of money daily that when added up equals a large amount at
the end of the year.
Tip Number 2 - Try to avoid shopping at convenience stores. The prices
they charge are outrageous when compared to lower priced food stores or
super markets. It's a proven fact that you will spend less on food if you
shop with a list, take advantage of sales, and purchase basic ingredients,
rather than pre-packaged components or ready-made items. Take the time to
clip coupons for items that you buy on a regular basis however avoid
purchasing impulse items if you don't normally use them just because you
have a coupon. If you take the time to compare the fine print you'll see
that you can save hundreds of dollars a year by comparing price-per-ounce
or other unit prices on shelf labels.
Tip Number 3 - When it comes to purchasing over the counter medicine brand
name drugs are usually much more expensive than their generic equivalents,
ask your physician and pharmacist if a less expensive generic or an over
the counter alternative is available. Purchasing the equivalent generic
drug can save hundreds of dollars through out the entire year. With the
emergence of online pharmacies the opportunity to save even more money on
medicine is significant. Take the time to search online for the best deals.
Tip Number 4 - With the high cost of gasoline draining consumer's
pocketbooks any way to save money in this area is a welcomed tip indeed.
You can save hundreds of dollars a year by comparing prices at different
stations, pumping gas yourself, and using the lowest-octane called for in
your owner's manual. You can save up to $100 or more (depending on your
vehicle) a year on gas by keeping your engine tuned and your tires
inflated to their proper pressure.
Tip Number 5 - Your vehicle can place a huge strain on your budget if you
fail to perform routine repairs on your car when they are needed. The most
important step that you can take to save money on these repairs is to find
a skilled, honest mechanic. Be sure to aggressive shop around since not
all auto mechanics charge the same amount for repairs and the quality of
work performed is different based on the skill of the mechanic.
These 5 quick tips could easily save you several hundred dollars a year,
which you could put to better use in a savings program or to pay off
higher interest loans and other bills.
Timothy Gorman is a successful webmaster and publisher of
Best-Free-Insurance-Quotes.com. He provides free money saving insurance
information and offers discount auto, life and home insurance that you can
research in your pajamas on his website.
Other websites operated by Tim: Cellular-Phone-Solutions.com - Free
information and resources regarding cell phones and cell phone plans.
Military-Loans-Online.com - Which provides free money saving loan quotes
on all of your loan needs to include home equity loan information.
MORE RESOURCES:
RELATED ARTICLES
Debt Validation: Do you have to pay ?
It happens all the time. Debt collectors try to collect on debts that
consumers have no knowledge of or never owed in the first place.
Think for a Change
I'm not sure where it originated, but I've heard it repeated time and time
again: Insanity is doing the same thing over and over and expecting
different results. As much sense as that statement makes, we often find
ourselves addressing the same issue with solutions that are little more
than rearranged expressions of previously failed solutions.
Tips To Take Control Of Debt Collection
Yes, debt collection tips can help. You may think you have no power when
the debt collector comes calling, but think again! Creditors don't like
losing out on the ability to collect money owed them.
Credit And Debt Relief--A One Stop Solution
Amy Wright, 34, was extatic when her realtor showed her the three bedroom
townhome overlooking the lushious golf course. It was exactly the home she
was looking for.
Bankruptcy: What You Need to Know
Personal bankruptcy is a legal way to give people with overwhelming debt a
fresh financial start. Many people do not realize that there are five
types of bankruptcy options available under the U.
Bankruptcy 101
Bankruptcy still remains a mystery in the eyes of many consumers. This
article will review the facts of bankruptcy as per written law.
British Families and Debt
There is current concern from the Bank of England that British families
are getting deeper into debt, however, it has been said that lenders are
putting themselves at risk because people are now more willing to make
themselves bankrupt.Despite people already having significant amounts of
debt, credit card companies are still prepared to lend these people money.
Bankruptcy, Is It A Way Out
Negotiations with creditors have failed. Repossession is imminent and
foreclosure proceedings have begun.
Is It Possible to Be Sued For My Debts?
It is possible for creditors and third-party collection agencies to use
legal means as a way to collect debts. The likelihood of being sued or
having your wages garnished depends largely on the creditor that is owed
money.
Different Ways Of Dealing With Debt
Bills, creditors, debt collectors. Are you yearning for the days when all
you had to worry about was the money in your piggy bank? If so, you are
far from alone.
Debt Negotiation and Debt Settlement
Debt negotiation and settlement can give you a drastic reduction in the
amount of debt you owe and allow you to repay your debts in a much shorter
time. Resolving your debts is important to your well-being and financial
stability.
Reducing Debt Before Its Too Late - How to Avoid the Pitfalls of Creeping
Debt
Reducing debt usually isn't a high priority for people until they have
already gotten into trouble with overspending. Using a few basic
guidelines, and debt calculations, can help you see when your debt load is
getting into the danger zone.
Slowing Spending - The Key To Your Debt Plans Success
Anyone who embarks on a debt reduction program should know the rules for
success. There are two.
Debt Management - Is It the Right Choice For You?
Debt Management plans offer credit counseling clients a different and new
approach to tackle their finances. Finding out if a debt management plan
is right for you can take some time.
The ONE Law You Should Be Breaking
There is a law all smart people break.Parkinson's law.
Bankruptcy - Your Fresh Start
Most American consumers are living too close to the edge. They are
carrying too much credit card and mortgage debt and have too little in the
way of savings.
Is Debt Negotiation Bad?
Educating yourself about the ins and outs of debt negotiation is a good
first step. Please note that the term 'debt negotiation' is also known as
debt arbitration or debt settlement.
The 7 Secrets to Getting-and Staying-Out of Debt
As vice president of the American Credit Foundation, a nonprofit
organization that helps individuals and families manage their debt, Mike
Peterson knows firsthand how financial problems can wreak havoc in one's
life. Each day, counselors at the Midvale, Utah-based foundation help
desperate clients dig themselves out from under piles of unpaid bills,
stern notices from collection agencies and ominous foreclosure threats.
Debt and Your Dreams
You may not realize what that credit card bill is doing to you?Bob is a 27
year old truck driver. He dropped out of college after one year and got a
job.
Christian Debt Consolidation - Feel Comfortable About Managing Your Debt
Many Christians feel uncomfortable with the notion of being in debt, and
even more so when the debt has gotten out of control. Some say that it is
not acceptable for Christians to owe any money, even for such necessities
as a home.
--
http://venteinternet.blogspot.com |
http://pusatinternetmarketing.blogspot.com |
http://webandblogdesign.blogspot.com
No comments:
Post a Comment